GOVERNMENT PARTNERS
Cities offer various types of assistance to qualified homebuyers, including Mortgage Credit Certificate (MCC) which is a tax credit allocated to first time homebuyers to help them qualify for a larger first mortgage, down payment assistance, financing assistance or silent second mortgages. To learn more about each City’s programs, call the telephone numbers listed below or visit their web site.
U.S. Department of Housing and Urban Development
San Diego Field Office, Field Policy Management
Myrna Pascual, (619) 557-5305, ext. 228, Myrna.B.Pascual@hud.gov
City of Carlsbad
Homebuyers Assistance Program
(760) 434-2810
City of Chula Vista
Mortgage Credit Certificate Program
Judith Atwood, (619) 585-5722, jatwood@ci.chula-vista.ca.us
City of El Cajon
Jenny Ficacci, (619) 441-1768, jficacci@ci.el-cajon.ca.us
City of Encinitas
Downpayment Assistance Program
Nikki Photinos, (760) 943-2247, nphotinos@ci.encinitas.ca.us
City of Escondido
First Time Homebuyers
Judy Weichers, (760) 839-4532, jweichers@ci.escondido.ca.us
City of La Mesa
First Time Homebuyers
Chris Gonzales, (619) 667-1192
City of National City
First Time Homebuyers Program
Xavier Velasco, (619) 336-4266, xvelasco@ci.national-city.ca.us
City of Oceanside
Housing Department
Frank Gana, Housing Program Manager, (760)-435-3375, fgrana@ci.oceanside.ca.us
City of San Marcos
Julie Magee, (760) 744-1050 x3137, jmagee@ci.san-marcos.ca.us
City of Santee
Joyce Easley, (619) 258-4100, jeasley@ci.santee.ca.us
City of Vista
Kim M. Cruz, (760) 726-1340 ext. 1103, kcruz@ci.vista.ca.us
City of San Diego
First Time Homebuyers Information
Vicki Monce, (619) 578-7302, vickim@sdhc.org
Centre City Development Corp. (CCDC )
San Diego Redevelopment areas
Eri Kameyama (619) 533-7177, kameyama@ccdc.com
County of San Diego
First Time Homebuyer Assistance
Bonnie Petrach
(858) 694-8709, bonnie.petrach@sdcounty.ca.gov
For Cities not listed, as well as other areas of San Diego County,
or contact: Affordable Housing Applications, Inc., 4579 Maple Avenue, Suite 1,
Suite 10, San Diego, CA 92123, (619) 469-2002
Regarding the IMPERIAL VALLEY areas, inquiries on First Time Homebuyer Programs may be directed to the following:
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